What items can you help me to remove and improve?

WELCOME TO EMPIRE CREDIT SOLUTIONS.

We have many years of experience in evaluating credit and guiding consumers to assert their legal rights. We do it every day! We guarantee honesty and dependability, virtues which most people seem to have forgotten. Credit repair firms cannot do anything that you couldn't do yourself, but we can help you to achieve results in a fraction of the time without making costly errors.

Clean Up Your Credit and Raise Your Credit Score!

A great credit report is essential to getting the most out of life.

No one can match our knowledge and experience to guide you through improving your
credit profile and increasing you credit scores. Get started today!

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Access To Your Account 24/7!

Stay up to date on all activity on your account. You can log into your credit "back office" and see exactly what is being done.

FREE Credit Consultation

If you're serious about discussing ways you can improve your credit score, we're here to help. Our credit specialists are experienced, friendly, and will help you determine the best course of action to achieve your goals, all at no obligation or cost to you. Call us for your free consultation at 1800-433-0408.

Put Us To The Test!

We are so confident in our ability to help you, that we challenge you to put us to work for you. Nothing is more important to Empire Credit Solutions than your credit goals. We are all about results!

Frequently Asked Questions

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

You are entitled to a 100% refund on all payments and fees, if: We do not remove more than 25% of all the negatives worked on within six months from the date you retain our services. Also you MUST agree to send updated reports and letters from the three credit bureaus to us within 5 days of receipt. You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received. You may cancel services at any time. Please notify us in writing 7 days before the next billing period. (Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).

Through our services, 93% of our clients see their credit score increase 20-50 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 120-180 points.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

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What is Important For us?

EXCELLENT CUSTOMER SERVICE

ACCURACY

DEVELOP A GOAL

HONESTY

CREDIT EDUCATION

GETTING RESULTS

DEPENDABILITY

CONSUMER LEGAL RIGHTS

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